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An IRA With No Fees and No Risk

According to a recent poll conducted by The Associated Press-NORC Center for Public Affairs Research, two-thirds of Americans earning between $50,000 and $100,000 would find it difficult to come up with $1,000 to cover an emergency. For those earning less than $50,000 a year, that figure increases to 75 percent. A shocking 38 percent of those making more than $100,000 indicated they would have “some difficulty” raising $1,000.

This data is surprising to me because of the availability of defined benefit and defined contribution plans (for employees whose employers offer such options) and traditional IRAs and Roth IRAs, which are generally available to anyone earning an income.

Read the rest of the article at The Huffington Post.

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